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Impact assessment of microfinance programmes, including lessons from Khula Enterprise Finance

Impact assessment of microfinance programmes, including lessons from Khula Enterprise Finance,10.1080/0376835042000325714,Development Southern Africa,

Impact assessment of microfinance programmes, including lessons from Khula Enterprise Finance   (Citations: 4)
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This article discusses approaches to impact assessment of microfinance programmes through a survey of empirical literature and findings of an impact study of Khula Enterprise Finance, a South African wholesale finance institution that facilitates access to financial services by small, medium and microenterprises. The article notes that impact assessment has now opened up to the needs of a mix of stakeholders and a wide range of purposes. There has been a shift from a donor-driven approach to a practitioner-led approach that emphasises learning and improving practice. Nevertheless, findings of an impact study of Khula Enterprise Finance, a characteristically donor-driven type of study, indicate a positive impact on the beneficiaries of microfinance, especially women in rural areas where they are specifically targeted. Furthermore, the impact study shows that lower-income communities in rural areas have benefited less than their not-so-poor counterparts in the urban areas, an observation that is consistent with findings in other studies.
Journal: Development Southern Africa - DEV SOUTH AFR , vol. 21, no. 5, pp. 799-814, 2004
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    • ...Nevertheless, in urban areas where women are targeted, but no specific percentage targets are set as in rural areas “the programme has benefited more men than women” (Makina and Malobola 2004: 812)...
    • ...In addition, it was shown that the geographical patterns of the impact of Khula financing are uneven with lower income communities in rural areas benefiting far less than “the not-so-poor counterparts in urban areas” (Makina and Malobola 2004 :7 99)...

    Christian M. Rogerson. Tracking SMME Development in South Africa: Issues of Finance, Training...

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